A good business protection offering should include:

• Quality products
• Large capacity
• Ability to understand and underwrite large cases
• High financial underwriting limits
• Choice of medicals

Business Protection from AEGON is one of the most comprehensive products in the market. It has a range of benefits designed to help protect a client’s business. In certain circumstances, it can protect their family and business from the financial consequences of them – or someone in their business – dying or becoming seriously ill or disabled.

Product solutions

The main benefits are:

• life protection
• reducing life protection
• critical illness protection
• life with critical illness protection
• reducing life with critical illness protection
• executive income protection
• key person income protection

A number of additional benefits are also available, including waiver of premium, indexation option, installment option and total and permanent disability.

Underwriting and claims

You can relax when it comes to the underwriting process. With our experience, efficient processes and competitive limits, we can lighten the load by offering:

Market leading financial limits – we only routinely ask for financial evidence in the form of a questionnaire where the sum assured for life protection is above £1 million for Business Protection. And we only routinely ask for reports and accounts where the sum assured for life protection is above £3 million.

Competitive medical limits – with extremely competitive medical limits, we need less evidence and provide faster turnarounds. Find out more in our guide to underwriting limits.