Breadcrumb:

Sole Trader

A sole trader is someone who trades on their own without the use of a company structure or partners. They're entirely liable for the debts of the business so any protection they take out will be on a personal basis.

The sole trader needs to think carefully about what will happen to their business if they become critically ill or die.

Protection solutions for sole traders can be different to protecting a company or its shareholders so this section looks at what business protection solution will suit a sole trader best.

Interactive tools

There are recognised formulas that can be used as guidelines forcalculating the level of cover. Here we show you how to calculate different levels of cover.

Case study

We've put together a case study to illustrate how this cover works.

Download our toolkit

This part of the toolkit contains information on:

  • Sole Trader business protection

Sole Trader