The owners of a company are its shareholders. It's important a company has some business protection in place to avoid any problems that could come up if a company shareholder became critically ill or died.

Providing protection for shareholders can be complicated. For example, when there are many people involved, if there are disagreements among shareholders or if a shareholder doesn't have any knowledge of the business they have a share in.

This part of the toolkit explores this area in detail and provides checklists, case studies and calculations to help you provide the right level of cover for your clients.

There are different ways of achieving shareholder protection and we explore these here.